This covers your legal liability to others – for example, if you injure someone in a motor accident or damage their property. Your insurance policy will provide the minimum cover needed to drive your insured vehicle in most European countries, which is third party only cover. This means you’ll no longer need to carry a Green Card when driving in these countries. Will my car insurance allow me to drive abroad?įrom 2 August 2021, the UK became part of the Green Card Free Circulation Area (GCFCA) again, which is made up of all 30 European Economic Area (EEA) countries, as well as Andorra, Bosnia & Herzegovina, Serbia, Switzerland, and the British Overseas Territory of Gibraltar. Your certificate of motor insurance will also confirm if you have this cover. If you have any questions, please call us on 03 before you drive the other car.įor cover limits, exclusions and further information please refer to the documents section for the policy you wish to view in MyAviva. You don't need to tell us that you'll be driving the other car, but you must have the car owner's consent. The driver must be 25 or older when your motor policy with us started or renewed. Driving Other Cars cover is also not available on policies in the name of a business.
In that instance the principal policyholder wouldn’t get Driving Other Cars cover, only the vehicle policyholder. Normally the principal policyholder and the vehicle policyholder are the same person, but sometimes a principal policyholder takes out insurance for someone else, who becomes the vehicle policyholder. If you’re the principal policyholder but aren’t the vehicle policyholder you also won’t be covered. This cover is for the vehicle policyholder only, not named drivers. We'd pay compensation to someone you injure or for damage you cause to other people’s vehicles or property in an accident – but wouldn't cover you for loss of, or damage to, the vehicle you were driving. Third party only is the minimum cover you need to drive legally in the UK. If you have comprehensive insurance, you're covered with third party only insurance if you need to drive someone else's car.
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